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For Individuals

Take Control of Your Medical Bills

Upload your medical bill or EOB and instantly see if you've been overcharged — no medical billing expertise needed.

Medical Bills Shouldn't Require a Decoder Ring

Your bill is filled with codes you don't recognize. You don't know if the charges are fair — or even correct. Calling insurance and providers is exhausting. And most people just pay whatever they're told, even when the bill contains errors. You deserve better.

80%

Medical Bills With Errors

$2,400

Avg Medical Debt Per Person

79M

Americans Affected

< 5 min

Time to Scan a Bill

Process

How It Works

Step 1

Upload Your Bill

Snap a photo, upload a PDF, or forward your EOB. We handle the rest.

Step 2

We Scan for Errors

16 scan engines check every line item against 2.6M+ billing rules.

Step 3

Get Your Report

Plain-English findings, dollar impact, and a ready-to-send dispute letter.

Features

How NilesAI Helps You

Upload Any Bill

EOBs, itemized bills, hospital statements. PDF, photo, or scan. We handle the rest.

Instant Error Detection

16 scan engines check for duplicate charges, upcoding, unbundling violations, and more.

Plain English Explanations

Every finding explained in language you can actually understand. No medical billing jargon.

Fair Price Comparison

See how your charges compare to Medicare rates and what others pay in your area.

Dispute Letter Generator

One-click dispute letters you can send to your provider or insurance company.

Negotiation Playbook

Step-by-step guidance on how to negotiate your bill down, with talking points and scripts.

What We Check

16 Ways We Protect You

Every bill runs through all 16 scan engines. Every finding is explained in plain English with the exact dollar impact.

high

CPT Validity

Code Validation

medium

Code Currency

Code Validation

high

Modifier Validation

Code Validation

high

NCCI Bundling

Bundling & Compliance

medium

Global Period

Bundling & Compliance

high

Fee Schedule Variance

Fee & Charge

high

Charge Outlier

Fee & Charge

high

Charge Mismatch

Fee & Charge

high

Duplicate Detection

Pattern Detection

high

Upcoding Pattern

Pattern Detection

medium

Frequency Abuse

Pattern Detection

medium

Modifier 25 Abuse

Pattern Detection

medium

Bilateral Procedure

Specialty

medium

Anesthesia Time

Specialty

medium

Place of Service

Context-Aware

high

Units Validation

Context-Aware

Your Data Is Safe

Built With Privacy First

HIPAA-Ready

Built for protected health information from day one

Audit Logging

Complete audit trail for every scan

No PHI in AI

Your personal health info is never sent to AI models

Data Encryption

Your data is encrypted in transit and at rest

Built on authoritative data

CMS Medicare Data 2.6M NCCI Edits 7,700+ MPFS Rates 16,600+ HCPCS Codes 10,500+ MUE Limits

Stop Overpaying for Healthcare

Upload your first bill free and see what you've been missing. Most bills have errors — find out if yours does.

Check your bills free Check My Bill →